The Effect Of Use Of Electronic Card (Edu Smart Amanah) on Modern Retail, Consumptive Behavior of Students, Students of Modern Salaf Islamic Boarding School Thohir Yasin
DOI:
https://doi.org/10.61277/jmet.v2i1.39Keywords:
electronic cards, modern retail, consumptive behaviorAbstract
This research aims To find out the effect of the use of electronic cards on modern retail, the consumptive behavior of students, students of the at Thoir Yasin's Modern Salaf Islamic Boarding School. Partially and simultaneously. The method used is a quantitative method. The study subjects were 61 people. The data collection techniques and instruments used were pe questionnaire , and interviews. The data from this study were tested using the classical assumption test, multiple linear regression t test and f test . The results of the study show: 1) partially the variable use of electronic cards (X1) towards modern retail (Y1), the results of the t count are 3.368 > T table 2.001. So it can be assumed that there is a partial influence of the electronic card variable X1 on Y1 of modern retail. 2) partially the variable use of electronic cards (X1) on consumptive behavior (Y2), the value of t count is 4.726 > T table is 2.001. So it can be said that there is a partial influence of the electronic card variable (X1) on consumer behavior (Y2). 3) Simultaneous use of electronic cards (X1) on modern retail (Y1), consumptive behavior (Y2), calculated F value of 6.072 > F table 3.15. So it can be concluded that there is a simultaneous (together) effect of the X1 electronic card variable on modern retail (Y1), consumptive behavior (Y2) of Islamic students, students of the takmili class at the modern salaf Islamic boarding school thohir yasin lendang jackfruit.
Downloads
References
Dewi, Herawati, & Adiputra, IMP (2021). The Use of E-Money Against Consumptive Behavior of Students Mediated by Self-Control. Equity (Journal of Economics and Finance) , 5 (1), 1–19. https://Doi.Org/10.24034/J25485024.Y2021.V5.I1.4669
Dien Ilham Genady. (2019). The Effect of Convenience, Benefit, and Promotion of Electronic Money on Decisions to Use Electronic Money in Society (Case Study in DKI Jakarta Province) Thesis .
Dwi Rohin Maulidin Insana and Ria Susanti Johan. (2020). Analysis of the Use of Electronic Money on Consumptive Behavior of Economic Education Students at Indraprasta Pgri University .
Dyah Nirmala Arum Janie, SE, MS (2012). Descriptive Statistics & Multiple Linear Regression With Spss .
Nasrul Azid. (2019). Business Competition Between Modern Retailers and Traditional Retailers (Case Study of Alfamart and Indomaret Against Small Shops Around Sido Mukti Village, Aji Baru Building, Tulang Bawang) .
Prof.Dr.Tukiran Taniredja Hidayati Mustafifah, S.Si., MK (2011). Quantitative Research .
Rizki Rangga S. (2021). The Influence of the National Non-Cash Movement Through the Cashless Society Using the Amount of Circulating Electronic Money, Non-Cash Infrastructure and the Consumer Price Index on Customer Consumption Levels in Central Java .
Si, HM, Medica, P., Husada, F., Andriani, H., Sukmana, DJ, Mada, UG, & Fardani, R. (2020). Book of Qualitative & Quantitative Research Methods (Issue March).
Siyoto, S., & Ali, M. (2015). Basic Research Methodology Dr. Sandu Siyoto, Skm, M.Kes M. Ali Sodik, MA 1. Basic Research Methodology , 1–109.
Sujarweni, VW (2019). Business and Economic Research Methodology . Pt. New Press Library.
Sharia, E., & Studies, E. (2020). The Influence of Hedonism and Religiosity on Student Consumptive Behavior . 4 (1).
Tintin Fatimah. (2019). The Influence of Card Payment Instruments (Apmk), Lifestyle and Religiosity on Household Consumption Behavior (Study in North Semarang District .
Widana, W., & Muliani, PL (2020). Test Requirements Analysis. In Analysis of Minimum Service Standards in Outpatient Installations in Hospitals in Semarang City .
Prof.Dr.Tukiran Taniredja Hidayati Mustafifah, S.Si., MK (2011). Quantitative Research .
Rida Nur Afiyah, (2020). “The Effect of Using Electronic Money on Student Consumptive Behavior,”.
Arif Rahmat, Asyari, Hesi Eka Puteri, (2020). " The Influence of Hedonism and Religiosity on Student Consumptive Behavior,". ejournal.iainbukittinggi.ac.id (accessed February 23, 2023).
Isrur Rizal, (2021). " The Influence of Capital, Location and Existence of Modern Retail on Trader's Income in Aik Mel Public Market. Hamzanwadi University.
Sugiono, Emilia Rossa, (2022). " The Application of E-Provisions in Suppressing the Consumptive Behavior of Santri at the Nurul Jadid Islamic Boarding School,". journal.polytechnic-kebumen.ac.id (accessed February 23, 2023).
Ali Mujahidin, Rika Pristian Fitri Astuti, (2020). “Fintech e-wallet influence Against Consumptive Behavior in the Millennial Generation,". ejournal.polbeng.ac.id (accessed on 25 February 2023).
Rama Rahmatika Adama, (2019). " The Influence of Social Status, Family Economy, Interest in Using Non-Cash Payment Systems and Economic Literacy on Consumptive Behavior of Students of the Faculty of Economics, Semarang State University".
Sofian Syaiful Rizal, Hanifatul Qomariyah, Fenti Nur Aisyah, (2021).” Striwati Expenditure Management Strategy Through E-Provisions at Islamic Boarding Schools Nurul Jadid Al-Hasyimiyah Region,”. garuda.kemdikbud.go.id (accessed on 23 February 2023).
Syifa Ulayya, Endah Mujiasih, (2020). " The Relationship Between Self Control and Consumptive Behavior of E-Money Users in Students of the Faculty of Psychology, University of Diponegoro,". ejournal3.undip.ac.id (accessed on 23 February 2023).
Nur Laila Safitri, (2022). " Implementation of E-Provision Applications in Overcoming Israf and Tabdzir Behavior on Consumption Patterns of Santriwati at Pondok Pesantren Nurul Jadid Paiton Probolinggo”.
Nabila Cahita Puspitasari, (2021). “Analysis of the Effect of Electronic Use Money Against Public Consumption in Indonesia,".
Hartini, Nia Murnia, (2021). " Financial Knowledge, Lifestyle and Income Affect Financial Management in Modern Retail Employees in Sumbawa Regency,". scholar.archive.org (accessed March 4, 2023).
Nandang Ihwanudin, Arky Nafisa Beladiena, (2020). " Modern Retail Business Philosophy in the Islamic Economy in Indonesia,". scholar.archive.org (accessed March 4, 2023)
Dzikrulloh, (2021). " Optimizing Islamic Boarding School Business with Electronic Payment System Case Study of Nurul Amanah Islamic Boarding School Bangkalan Madura,". https://scholar.google.co.id/citations?user=jcIpaFwAAAAJ&hl=en (accessed March 10, 2023).
Gilang Tri Pamungkas " The Influence of Consumer Behavior on the Use of E-Money (Case Study of Minimarket Indomaret Kec. Binjai Kota, Kota Binjai "
Candy, Keyi Sylvia Tania, Soveinia, Winny Stevania, (2022). " The Effect of E-Money on Consumptive Behavior of the Batam People,".
Nailah Fauziah, Nining Nur Hasanah, (2020). " The Influence of Perceptions of Electronic Money on Consumptive Behavior of STEI SEBI Students,".
: 
